You are currently browsing the Mortgage Forum Live weblog archives for the day Sunday, December 7th, 2008.
Archive for December 7th, 2008
In the fine print of many loan applications, lease agreements, and other financial documents there is often a much-overlooked “credit check” clause. This clause stipulates that the lender, landlord or financial institution be allowed to check the other party’s credit history. Many individuals do not fully understand what a credit check is or why one is required in such agreements. Read the rest of this entry »
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Without a good score, you will be unable to get loans or credit. Unfortunately, many people don’t understand the importance of a good credit score. Consequently, they do not follow the basic rules needed to obtain and maintain a good score. This article has covered several aspects of credit scoring, and explained how the major credit report companies calculate the 3 credit score reports. Read the rest of this entry »
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One of the most daunting tasks when deciding to upgrade your home is selecting the type of flooring you want to install. There are so many different materials to choose from such as wood, tile, linoleum or laminate. Also, you must decide what kind of sealant or coating you want. The most important choice, however, is selecting the perfect color or wood tint to complement your style. Read the rest of this entry »
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Until the last few years, your credit report was maintained by the credit report companies but was generally not accessible to you. Widespread internet access, allowing nearly every American regular online access, has changed that. You are now able to get information about your credit report at any time from almost anywhere. Read the rest of this entry »
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I received free credit card offers in my campus mailbox every week, like millions of other college students in recent years. I began using the offered cards, figuring I’d have plenty of time and money later to pay them off. However, since I didn’t have a job and underestimated the monthly payments, I was quickly proven wrong. Read the rest of this entry »
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National organizations called credit bureaus develop credit scores and credit checks for American banks. Sub-prime mortgages were so called because they were offered to less-than-qualified borrowers — those whose credit scores were below the “prime” credit range. After this summer’s subprime loan upheaval, the public wants to know: exactly what is a good credit score? Read the rest of this entry »
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